Does Flood Cover Repair Permits

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Oftentimes Asked Questions - Flooding

How do I know whether my belongings is in special flood risk area?

Delight click hither for an answer to this question.

What are the edifice standards for Special Inundation Take chances Areas?

Please click hither for an answer to this question.

Can I build a new home or other construction in a Special Overflowing Hazard Area?

In that location are two means that permits can be granted for edifice a home in Special Alluvion Hazard Surface area in unincorporated Thurston Canton. An approval to replace an existing manufactured home with some other of a similar size and location is immune outright past the Thurston County Critical Areas Ordinance. If you lot desire to build a conventional frame home or other structure, you will need to become through the Reasonable Use Exception Process before you lot tin get a building permit.

Hint: When you submit your building permit application, y'all will be charged an application fee; so, it makes sense to go a Reasonable Utilise Exception commencement to make sure that you tin can actually build on the property. Telephone call one of our programme reviwers to become more advice (see contact data beneath).

My property is in a special inundation hazard area. Tin I brand improvements to my existing business firm?

Yes, merely certain conditions employ, depending on whether the improvements are due to a natural disaster or are discretionary, and whether they equal or exceed 50% of the fair market place value before any renovation occurred. These conditions are ready by FEMA.

Existing structures / natural disasters: In the example of a natural disaster, buildings that are already located inside a floodplain may be repaired or replaced -- provided the structure stays within the existing footprint. If the construction work involves replacing 50% or more of the structure, it is treated as a new structure and the construction piece of work must comply with the Building Standards in Special Flood Adventure Areas. (The 50% threshold is a FEMA requirement: It is based on the off-white market value prior to the impairment or reconstruction occurring.
For case: If the market value of your home is found to be $100,000 and the repairs are estimated to price $35,000 then the toll of repairs would be less than l% of the market value of your home, therefore, you could continue with the repair of your dwelling house. However, if the market value of your abode is $100,000 and the repair is estimated to cost $60,000 then the repair cost would exceed 50% of the market value of your dwelling. If this is the instance, the base flood elevation or BFE would accept to be determined and if your lowest floor of your home is non at to the lowest degree 2-anxiety above the BFE you could not repair your home without starting time raising the everyman floor 2-feet above the base flood elevation. This is a requirement of both FEMA and the National Flood Insurance Plan to assistance prevent future flooding to structures in a special overflowing hazard expanse.
Existing structures/ discretionary restoration or rebuilding, non due to natural disasters -- Property owners may restore/rebuild existing structures in a floodplain for reasons other than a natural disaster -- provided the work occurs inside the existing footprint and is less than 50% the structure. Any discretionary work that involves restoring or rebuilding l% or more of the construction is treated as a new structure which -- in effect -- ways that the work must occur outside the floodplain per Thurston Canton's Critical Areas Ordinance. (The 50% threshold is a FEMA requirement: It is based on the fair market place value prior to the damage or reconstuction occurring.)
New construction is prohibited altogether within floodways (per FEMA), in flood plains (per the Thurston County Disquisitional Areas Ordinance), and in areas that experience high groundwater flooding (Thurston Canton Critical Areas Ordinance.)

How do I get information on flood superlative certificates?

Please visit our webage on flood elevation certificates for an answer to this question.

What are the buffers along a river or high groundwater area?

In high groundwater areas, there is a setback of 50 feet from the area that experiences open water. Along rivers, and creeks, buffers vary depending upon the nature of the water body (for example, whether it is a fish-bearing stream). Buffers are set past Thurston County'due south Disquisitional Areas Ordinance and Shoreline Main Program.

How do I know to buy Flood Insurance?

You practise non need to be in a Special Alluvion Take chances Expanse to purchase flood insurance. Please visit the National Flood Insurance Program's website, FloodSmart.gov, for flood insurance information.

Contact United states of america

For questions most Special Overflowing Chance Areas, contact Tim Rubert at 867-2123 or east-mail rubert@co.thurston.wa.us.

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